I think California's governor told insurance companies they had a cap on their rates ....Moving forward, I wonder if the insurance companies would cover homes designed differently to reduce replacement costs ( minimalistic) and fire resistant Passive Homes ?
I’m not a fan of Insurance companies and those health managers who tell doctors what they can and cannot do, but maybe they could play a role with incentivizing
Improvements through risk assessments and then share that information with customers.
So this meant the insurance companies might have to operate at a loss. The companies replied